Mortgages 

Mortgages 

 
We have access to the whole of the mortgage market, so no pigeonholing going on here. 
 
You’ll get the right advice, from the right Adviser on the right mortgage with the right lender…how complicated does it need to be!? 
 
 
 
 
 
Friendly to First Time Buyers 
 
Want to buy your first home but don’t know where to start? Don’t panic…we’ve got your back. We will look after everything from start to finish and help you understand what happens inbetween. 
 
 
 
 
 
 
Taking the Hassle 
out of Home Buying 
 
Need some extra room for the kid’s toys? Have nowhere to put the ironing board up? Or maybe you simply want your own swimming pool. You might be a Landlord wanting to add to your growing investment portfolio. No matter how big or small…we’re here to help. 
 
 

 No restless nights over Remortgaging  

Whether we recommend switching deal with your existing lender or switching to a new lender, there is a lot more to it than meets the eye. But that’s for us to worry about, not you! That’s what we’re here for. 
 
You may have to pay an early repayment charge to your existing lender if you remortgage 
 
 

Feel a little different sometimes? –  it’s good to be different!  

We help all sorts of clients with different needs. We’ll help put your future back in your our hands. 
 
SELF-EMPLOYED 
MATERNITY LEAVE 
RETIREMENT INTEREST-ONLY 
CONTRACTING  
BAD CREDIT 
LIMITED COMPANY PURCHASE 
RIGHT-TO-BUY 
SHARED-OWNERSHIP 
SHARED-EQUITY 
HELP TO BUY SCHEME 
SELF-BUILD 
REFERRAL ROUTES FOR COMMERCIAL FINANCE 
REFERRAL ROUTES FOR BRIDGING & DEVELOPMENT FINANCE  
REFERRAL ROUTES FOR EQUITY RELEASE 
 
Are you Buying to Let or Letting to Buy…that is the question!? 
 
Buying to Let or Letting to Buy can be a minefield and just when you think you’ve cracked it, there will be a change in regulation or tax regime. We keep up-to-date with the changes. This is what we do every day. 
 
We have clients who manage Houses in Multiple-Occupation (HMOs) and portfolios of Let properties so this is nothing new to us. 
 
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority 
 
 
 
 
Getting Fed Up? 
 
We see many clients who have been declined or can’t achieve what they need from their Bank or the Mortgage Adviser at the Estate Agent. This isn’t to say that it can’t be done. Different lenders have different appetites for different things…Let us help you find the right one. 
 
Five Financial Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. 
Registered Office: Five Financial Ltd, Vienna House, International Square, Starley Way, Birmingham, B37 7GN.  Registered Company Number:  10873731. Registered in England & Wales 
 
* If you decide to proceed with our mortgage recommendation, fees may be payable. 
Your home may be repossessed if you do not keep up repayments on your mortgage 
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